Have the same questionIf I haven’t heard from W&C three weeks post VI, should I assume a PFO?
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Register HereHave the same questionIf I haven’t heard from W&C three weeks post VI, should I assume a PFO?
Is this for summer vs?I emailed Dechert for an update and got pfo post vi/we. I did them early jan btw.
In the email they said they filled all spaces for this year but not sure if they were just saying that to politely reject. Or it could be that they have some ppl in mind theyd like to invite to acs and im not one of them.
Anyway, id say its worth giving them an email at this point.
Its only on major things like credit cards, student overdrafts etc. If you go over the limit or don't pay it on time then it could go on your credit report. Depnding on how serious it is and how long for. Defaults are when you don't pay back on a credit arrangement for more than 3months or have not set up an arrangement to pay back. They write off your debt to a collecting agency where then you'll have to set up an arrangement to pay back. It's isn't ideal but it happens in adverse situations for some people.Is this for real??? Is the background check that detailed?
How do firms get that kind of information? How would you know if you have any unknown late payments or defaults??
No - it would only be CCJs or something of this nature you may need to disclose, and even then it would only be for SRA purposes rather than the firm’s onboarding.Those who have gone through background checks, did you have to share if you have had any late payments or defaults?
Unlikely, although it could happen if the question was particularly pertinent.Would giving a bad answer to one question in an interview lead to outright rejection?😫
No set answer on this as it will be firm dependent.Does anyone know how much weighing a Grad rec manager has on TC decisions post VS?
@axelbeugre @Jessica Booker
Highly unlikely to be an issue. You can have a low credit score and qualify. It would only be if you had legal action against you or you went for something like bankruptcy that it would be an issue.Thank you so much, this is really reassuring. I don’t have any CCJs but I have some defaults that happened during an extended period of illness. @Jessica Booker are you able to advise of the impact of this? I have since settled these defaults but am extremely anxious about their impact.
Oh wow thank you for the detailed explanation. Makes much more sense. I was beginning to wonder if we have any privacy🤣Its only on major things like credit cards, student overdrafts etc. If you go over the limit or don't pay it on time then it could go on your credit report. Depnding on how serious it is and how long for. Defaults are when you don't pay back on a credit arrangement for more than 3months or have not set up an arrangement to pay back. They write off your debt to a collecting agency where then you'll have to set up an arrangement to pay back. It's isn't ideal but it happens in adverse situations for some people.
Firms access this through credit rating agencies like Equifax, Experian, Clear Score, who access your credit report from files made by various parties like your bank, etc. To see this they'll do a soft credit report to see what comes up. You can make a soft credit check too. It doesn't dock you points/affect your credit.
However, this (a soft credit check) does depend on the role. For solicitors, bankers, police officers, etc. they will do a soft credit check. For other roles I don't think so. Especially for internships I don't think they do. Essentially, the more serious and financial the role, the more likely a soft check on your credit report will take place.
If its missing spotify payments, netflix, etc then that isn't an issue, it won't show up lol.
I applied for sring. But then dechert does roll over people from previous schemes based on what ppl posted on this thread.Is this for summer vs?
Hey, I did this on Sunday! How did you find it?Hill Dickinson assessment invite! Was waiting forever for that one. Does anyone have any advice for an Amberjack assessment? It is my first time doing one and from what I have read on this forum, I should be wary of it
Hello! I did this on Sunday - had never done an Amberjack. How did you find it?Hill Dickinson assessment invite!
I thought I was done with Amberjack🥲
standard test questions but my feedback was questionable lol. VI I did pretty bad in.Hello! I did this on Sunday - had never done an Amberjack. How did you find it?
Just to be clear is an arrangement to pay the same? Especially if it’s paid off?Highly unlikely to be an issue. You can have a low credit score and qualify. It would only be if you had legal action against you or you went for something like bankruptcy that it would be an issue.
Most people working in law firms have defaulted on some kind of payment at some point.
I had this exact problem and was something I was really stressed about, but it ended up being zero problem.If anyone has any experience in obtaining annual leave from a full-time job who is strict about when they allow you to take it, please DM. I can't tell them it's for a VS but I also sort of need to give a reason to ask for the AL (or not?).